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	<title>SEattle Real Estate NEws - SERENE™ &#187; Mortgage Matters</title>
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	<description>...as seen on SERENE™</description>
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		<title>Housing market doesn’t have to put your career on hold.</title>
		<link>http://seattlerealestatenews.com/2012/02/03/short-sale-career-move/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=short-sale-career-move</link>
		<comments>http://seattlerealestatenews.com/2012/02/03/short-sale-career-move/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 15:33:18 +0000</pubDate>
		<dc:creator>Gerhard Ade</dc:creator>
				<category><![CDATA[Mortgage Matters]]></category>
		<category><![CDATA[Sellers Corner]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[keep mortgage current]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[loss mitigation]]></category>
		<category><![CDATA[mortgage deficiency collection]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://seattlerealestatenews.com/?p=1803</guid>
		<description><![CDATA[Must people putting their careers on hold because they are tied down by their "under-water" homes? That's a common misconception. In fact, a new job or promotion that requires a move to another city  is a perfectly good reason to ask your lender to accept a short sale. All other things being equal, the  bank would be hard pressed to force you to own a home in a place where you no longer live, especially when you rent in the new city.]]></description>
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		<title>Seattle real estate: should you move up to buy bigger home?</title>
		<link>http://seattlerealestatenews.com/2012/01/25/buy-bigger-home-decide-how/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=buy-bigger-home-decide-how</link>
		<comments>http://seattlerealestatenews.com/2012/01/25/buy-bigger-home-decide-how/#comments</comments>
		<pubDate>Wed, 25 Jan 2012 15:30:58 +0000</pubDate>
		<dc:creator>Chris Butaud</dc:creator>
				<category><![CDATA[Buyers Corner]]></category>
		<category><![CDATA[Mortgage Matters]]></category>
		<category><![CDATA[Sellers Corner]]></category>
		<category><![CDATA[mortgage financing cost]]></category>
		<category><![CDATA[mortgage interest rates]]></category>
		<category><![CDATA[Move-up buyer]]></category>
		<category><![CDATA[net home equity]]></category>

		<guid isPermaLink="false">http://seattlerealestatenews.com/?p=1667</guid>
		<description><![CDATA[While all home buyers and sellers are affected by economic uncertainty, its most debilitating effects are likely with “move-up buyers “who have the need, wherewithal and desire to buy a bigger home. Powerful motivators notwithstanding, these buyers find themselves lacking not only the confidence to make a decision, but, perhaps more importantly, the basic framework for identifying and evaluating the relevant factors. Now you can eliminate the guess work with the Move-Up Evaluator.]]></description>
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		<title>How Lenders Set Interest Rate Pricing</title>
		<link>http://seattlerealestatenews.com/2011/12/14/how-lenders-set-interest-rate-pricing/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=how-lenders-set-interest-rate-pricing</link>
		<comments>http://seattlerealestatenews.com/2011/12/14/how-lenders-set-interest-rate-pricing/#comments</comments>
		<pubDate>Thu, 15 Dec 2011 03:24:13 +0000</pubDate>
		<dc:creator>Jason</dc:creator>
				<category><![CDATA[Buyers Corner]]></category>
		<category><![CDATA[Mortgage Matters]]></category>
		<category><![CDATA[adjustable rate products]]></category>
		<category><![CDATA[ARM]]></category>
		<category><![CDATA[conventional loans]]></category>
		<category><![CDATA[Federal Funds rate]]></category>
		<category><![CDATA[FHA loans]]></category>
		<category><![CDATA[fixed rate loans]]></category>
		<category><![CDATA[Ginnie Mae bonds]]></category>
		<category><![CDATA[Jumbo mort­gages]]></category>
		<category><![CDATA[MBS]]></category>
		<category><![CDATA[mortgage interest rates]]></category>
		<category><![CDATA[mortgage-backed securities]]></category>
		<category><![CDATA[Prime Rate]]></category>
		<category><![CDATA[Treasury bonds]]></category>
		<category><![CDATA[Treasury market]]></category>
		<category><![CDATA[VA loans]]></category>

		<guid isPermaLink="false">http://seattlerealestatenews.com/?p=1050</guid>
		<description><![CDATA[How do mortgage companies set daily pricing for the interest rates available for various loan programs?  There's much disinformation on the subject. For starters, there is a common misconception that mortgage rates are somehow tied to the Federal Funds rate, which is completely inaccurate. It is the daily price fluctuations in the forward mortgage-backed security market that cause mortgage companies to change pricing daily.]]></description>
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